TERMS OF USE

Welcome to TheHousingGuru.com, a Website provided to inform, entertain, and educate with valuable and updated content about real estate, the housing market, home repair, and foreclosures. Please read the following carefully as it describes how this Website may be used, how content is posted, conduct expected from users, and the rights and obligations of visitors to this site.

We also ask that you review our PRIVACY POLICY and DISCLAIMER. Use of and participation in this Website constitutes agreement with the TERMS OF USE, PRIVACY POLICY, and DISCLAIMER, and access is offered only to those individuals or groups who accept, without limitation or condition, the conditions set forth in these three documents. Visitors who do not accept or agree with these documents and conditions are not allowed to access this Website and are asked to discontinue use immediately.

Visitors to TheHousingGuru.com may never use the site or any of the information posted, provided, or linked herein for any unlawful purpose whether or not such action is specifically described or prohibited. Information available on or from this Website is intended for personal use only. Visitors to this Website accept full responsibility for their use of the Website and for the subsequent use by anyone they may allow to use their access. However, no visitor to this Website is authorized to provide access to this Website to any other person or group.

Material and information provided on or by TheHousingGuru.com is protected under the copyright laws of the United States, and is protected by Federal, State, and international law. No permission is granted to copy, reproduce, republish, transmit, or distribute in any fashion, whether described herein or not, any information, whether written or not, from TheHousingGuru.com, with the sole exception being for personal use of the visitor in accordance with the guidelines stated herein. Commercial use, including the transmission, copying, or distribution in any fashion of the material on this Website is strictly prohibited, other as described herein and when all copyright information is made a part of the material and credit is given as outlined. Any questions regarding this policy must be forwarded to TheHousingGuru.com.

The use of profane, indecent, obscene, offensive, or vulgar language is hereby prohibited on this Website by any user. Furthermore, libelous, slanderous, racist, abusive, or defamatory language or posts on this Website is also prohibited. No information may be posted on this Website that in any way attempts to sell, entice to purchase, distribute or otherwise promote any product, service, website, person, event, or to advertise any product or service. Users also agree that they will not post or forward any information to this Website or its users, vendors, or advertisers, or others accessing this site any information that would be criminal in nature or intent or that would encourage such from any other person or persons, or that violates local, state, national or other laws. Visitors to this site further agree that all usage will be lawful and understand that misuse may subject them to severe civil and/or criminal penalties. In an effort to maintain the integrity of TheHousingGuru.com, we will cooperate with any investigation by law enforcement officials of any illegal activity involving any visitors use of this Website, and we will assist the authorities in determining the identity of those who may post or otherwise distribute offensive or illegal materials or information through this Website.

As this Website is public and open to comments and suggestions from others, The Housing Guru cannot assume responsibility or any liability that may arise from the posting of any comment, suggestion, or other input provided by anyone using this Website. Furthermore, we cannot be held liable or responsible for misinformation, errors, obscenities, or otherwise harmful posts to this Website.

All visitors and users of this Website agree that any material submitted, whether in the form of videos, written material, tips, suggestions, or in any other form, becomes the property of TheHousingGuru.com, and understand and agree that payment is neither requested nor expected. Users further agree that such materials or suggestions submitted may be used by TheHousingGuru.com and that as it is the sole property of this Website, it may be shared with other business ventures or partners of TheHousingGuru.com.

Such users or visitors further warrant that all materials, tips, advice or other items submitted are the sole property of the person making such submission, and that they own the sole rights to such property, and that such postings do not violate any copyright, contractual rights, privacy laws or rights, or any other rights of any other person or group.

Visitors and users of this Website agree to indemnify and to hold harmless TheHousingGuru.com, its officers, directors, employees, affiliates, subsidiaries, agents, vendors, or others associated with this Website or its subsidiary partners and ventures, from any claims or demands, including any attorneys’ fees or other expenses, because of any information posted on this Website or through the use of any information posted, transmitted by, or shown on TheHousingGuru.com.

These TERMS Of USE may be modified at any time, and will become effective when such modifications or changes are updated and posted on the Website.

DISCLAIMER

The information contained herein is provided as a public service and is not intended as a substitute for the advice of a licensed real estate agent, broker, or attorney. There are no warranties, either expressed or implied, and while every effort is made to insure its accuracy, no representations are made for such. All information is provided “As Is” and this Website assumes no responsibility for the user’s use of this Website, the information available, the loss of information, or the granting of access to this Website.

Neither the “experts” nor TheHousingGuru.com guarantee the accuracy or completeness of any information provided herein. Unless otherwise indicated, all rights, titles, images, content, or any other information submitted to or contained within this site shall vest solely with TheHousingGuru.com. No material from this site may be reproduced or republished, either electronically or otherwise, without the express written permission of TheHousingGuru.com (exception is made for short sections which may be quoted on other websites or in print when such quotes are credited by name to TheHousingGuru.com).

Additionally, all recommendations for construction, remodeling, repairs, modifications, or improvements are offered solely for the benefit of users and are not guaranteed to provide the results indicated. Users understand and agree that the safe and proper use of any tools recommended or suggested is the sole responsibility and discretion of the user, and TheHousingGuru.com in no way implies that such use should be undertaken by any persons or groups.

Notwithstanding any of the above or any information provided in the TERMS OF USE or PRIVACY POLICY, TheHousingGuru.com reserves the right to terminate the access to any portion of its website to any person or group, for any reason, whether specified or not, or for no reason at all, without notice or consent.

Effective date: March 20, 2009