FRUGAL LIVING

25 Money Savings Tips for the Home

1. Install a programmable thermostat.
2. Use “Smart Power Strips” to turn off power to electronics when not in use.
3. Turn off lights when you leave a room.
4. Install surge protectors on all electronics.
5. Install CFLs or LEDs wherever possible.
6. Buy only EnergyStar® appliances.
7. Change furnace filters at least every 90 days.
8. Create a budget and stick to it.
9. Use curtains and blinds to keep out drafts in winter and too much direct sun in summer.
10. Organize your basement and garage and sell unneeded items.
11. Analyze your cable TV and phone service for services that can be eliminated.
12. Dial back your thermostat 2 degrees in winter and up 2 degrees in summer.
13. Use your computer to search for bargains in groceries, auto supplies, vitamins and other items.
14. Pay yourself first and set a minimum amount to be saved each pay period.
15. Cancel your land line phone and use your cell only.
16. Purchase food in bulk at warehouse clubs and split huge quantities with friends/relatives.
17. Forget the movie theater and rent movies from the “Redbox.”
18. Barter services or goods with others.
19. Use income tax software to do your taxes.
20. Insulate your water heater (unless the manufacturer says it’s not necessary).
21. Take your lunch to work at least 2 days a week.
22. Launder in cold water.
23. Enroll in your electric company’s energy saver program.
24. Buy generic.
25. Wash whole loads only in washing machines and dishwashers.